Wan Izatul Asma binti Wan Talaat, Assoc Prof Dr., Department of Management and Marketing, Faculty of Management and Economics, Universiti Malaysia Terengganu (UMT), Mengabang Telipot, Kuala Terengganu. (Dated: Nov 2007)

(Dated 2022 Jun 4 Sat 4 Z-Kaedah 1443H)